Hot Tub Estimated cost: ,000 with "installation".
He does not understand that there will be additional costs, maintenance and it is in my opinion a stupid idea. Reasons:
1. Electrical Panal from the 1950's. The lights dim NOW when I plug in an electric heater
2. We need a new Furnace
3. We need to reside the house (Wood siding from 1870's)
4. I just spent ,000 on a European Cruise he wanted.

He has no financial restraint and often overdraws the checking account then dips into his limited savings. I don't want him to go broke yet he's put me in charge of the finances. If he buys this I will hand him all the bills but I know he will just spend all of his money until its gone. Yet if I say no, he gets mad at me. What other reasons can I give him?